A leading lender plans to launch a 100% mortgage aimed at would-be first-time buyers who cannot save for a deposit, the first since the 2008 financial crisis. They disappeared following the 2008 financial crash but 100% mortgages are back with lender Skipton having launched a new no-deposit...

Sadly divorce is on the rise and with this stressful time, inevitably property and mortgages raise their own issues with single parent mortgages becoming very much the norm. Official figures from the Office for National Statistics (ONS), show that divorce rates have risen in the last few years,...

First time buyers in 2023 may well be wondering what will replace the government’s flagship Help to Buy scheme, which has now closed to new applicants. Help to Buy was just one of the ways the government made homeownership more achievable and affordable, helping over 350,000 young people...

A buy-to-let mortgage is a specific type of mortgage for when you buy property as an investment – somewhere you’re going to rent out to a tenant or tenants, instead of somewhere to live for yourself. If you plan to rent out a property, most mortgage lenders won’t give you a...

If you’re self-employed it can be harder to get a mortgage, as lenders see you as a bigger risk. It’s certainly not out of the question, though. You’ll have access to the same range of mortgage deals as employed applicants, but the key difference is the documents you’ll...

One of the biggest decisions you face when choosing a mortgage is should you go for a fixed or variable rate mortgage and its a question we get asked a lot!  Understanding the key features of a fixed rate mortgage and a variable mortgage can be fairly straightforward, but deciding between the...

When we hear the word mortgage we immediately associate it with moving house but many people are remortgaging for home improvements and realising that adding the cost of home improvements to their mortgage can be cheaper than other forms of finance such as taking out a personal loan or using a...